Car Accident Erie County PA
Unfortunately, car accidents a simple fact of life. That does not mean that car accidents are easy to deal with. On the contrary, after being involved in an accident you must face hours and hours of arguing over who caused it, negotiating with insurance companies, waiting at the hospital to see a doctor, and waiting for the mechanic to repair your vehicle. All of these post-accident tasks are stressful, to say the least.
Car Accident Claims in Pennsylvania
For most people, the Pennsylvania process for filing an accident claim in Erie County is overwhelming and stressful. The main reason that people find these claims difficult is that Pennsylvania’s insurance laws are different than any other state in the U.S.
Pennsylvania has what is known as “choice no-fault” insurance.
In Erie, you can file a claim with both your own insurer and the at-fault driver’s insurer.
You can recover compensation for your medical bills, lost wages, decreased income earning capacity (for example, if you must take a less demanding and lower paying job after your accident), other financial losses, and damage to your vehicle and other property.
If you have full tort coverage, you are also entitled to compensation for your pain and suffering. This will dramatically increase the amount of your compensation award.
If you have only limited tort coverage, you will not automatically qualify for pain and suffering damages, but we can help you qualify to recover this type of award for you if you fall into a specific exception.
Do I need to hire an attorney?
When you speak with an insurance company representative, she will do her best to convince you that the claims process is simple. She will try to convince you that you do not need to hire an attorney because she will take care of everything. Do not be fooled. Insurance companies are acting in their best interest.
Consider your automobile insurance policy: pages and pages with fine print and exceptions to coverage. It is not simple.